Helpful Links and Resources

Helping Homeowners and Communities

Fannie Mae logoFannie Mae is a government-sponsored enterprise (GSE) chartered by Congress with a mission to provide liquidity, stability and affordability to the U.S. housing and mortgage markets. Home Buying Process guide on their website offers valuable information about buying a home. This website also provides important information for home owners.

We Make Home Possible…

Fredie Mac logoFreddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.
US department of housing logoU. S. Department of Housing and Urban Development website provides extensive information about buying a home including affordability, borrower’s rights, tips and tricks for shopping for a loan, and details about different home buying programs including FHA loan programs and other special programs.

U.S. Department of Veteran Affairs – Visit Website

VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.


USDA – Rural Development – Visit Website

USDA logoUSDA rural development loans provide home buyers with a low-cost mortgage options for people looking to buy a new home. A USDA RD loan might be right for your circumstances if you want to buy a home with zero down payment. If you’re not  sure about your current credit score, have concerns about down payment sources, or you want to buy a home outside of town, USDA rural development loans can help you achieve your objectives.

Federal Reserve Board Consumer Information – Visit Website

The Federal Reserve Board maintains a web page with consumer information, including a section on home mortgages. The section covers topics such as finding the best mortgage and understanding ARMs.

Mortgage Bankers Association of America Consumer Information – Visit Website

Be An Empowered Consumer

The Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. Their consumer information site contains several tools and guides to aid in purchasing or refinancing a home.

United States Postal Service Official Movers Guide – Visit Website

What happens after you complete the purchase process? This U.S. Postal Service site provides all kinds of tools and tips to help make the moving process easier.

Current Mortgage Rates

Product Int. Rate APR
30 Yr Fixed Conv. 7.125% 7.274%
30 Yr Fixed Gov.* 6.500% 6.843%
15 Yr Fixed Conv. 6.750% 6.988%
   15 Yr Fixed Gov. ** 6.250% 7.190%

*Government loans include FHA, VA and USDA loans.
**We do not offer a 15 year USDA loan.